When a Cyclist Gets Hit by a Car: The Uphill Battle for Justice
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Cycling is a beloved sport for many, but unfortunately, it can also be a dangerous one. Cyclists face a range of risks on the road, including collisions with cars, which can result in serious injury or even death.
📍 A Recent Case
Recently, a cyclist in a major city was struck by a car while riding in a designated bike lane. The driver, distracted by their phone, veered into the lane and hit the cyclist from behind. The rider was hospitalized with a broken collarbone and a concussion.
⚖️ The Insurance Battle
Despite the driver’s clear fault, the cyclist faced an uphill battle for justice. The driver’s insurance company denied the claim, arguing the cyclist was partially at fault—citing helmet use and lane position. This is a common tactic used to reduce payouts.
The cyclist’s lawyer pushed back, pointing to city bike lane laws and the driver’s violation. They showed the cyclist had worn bright clothing and used lights. After months of pressure, including media and advocacy group involvement, the insurance finally settled—but only under public scrutiny.
🚴 Why This Keeps Happening
- Insurance companies often try to shift blame onto cyclists.
- Distracted driving continues to rise, despite laws against it.
- Cycling infrastructure is still poorly enforced in many cities.
🔑 What Needs to Change
- Stronger enforcement of bike lane laws.
- Harsher penalties for distracted driving.
- Legal systems that don’t put the burden on injured cyclists.
🚴 Safety Gear That Could Save Your Ride
Staying visible and protected won’t stop reckless drivers—but it may reduce injuries and strengthen your case if something happens.
- MIPS-Equipped Bike Helmet – Added protection against rotational brain injuries.
- USB Rechargeable Bike Lights – Make sure drivers see you day and night.
- Handlebar/Helmet Action Camera – Crucial for documenting accidents and proving fault.
📢 Final Thoughts
Getting hit by a car is traumatic enough. Cyclists shouldn’t also have to fight for recognition and justice. As cycling grows, the push for fair treatment on the roads and in the courts must grow with it.
Related Reads:
- Top Cycling Visibility Tips for Riding in Traffic
- Why These Arm Sleeves May Have Saved My Skin
- The Importance of Wearing a Helmet when Cycling
❓ Frequently Asked Questions
What should I do if I get hit by a car while cycling?
Call 911, get medical attention, document the scene with photos, gather witness info, and never admit fault. Contact a lawyer before speaking to insurance companies.
Does not wearing a helmet affect insurance claims?
In some cases, insurance companies will argue it shows negligence. But in most jurisdictions, helmet use is not legally required and does not excuse the driver’s fault.
Should I use a bike camera?
Yes, if you have one. Video evidence can be invaluable in proving liability and countering false claims.
Last Updated: September 1, 2025
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